Annuities

Learn how annuities work and their potential costs and benefits.

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Cash

Investment Ideas for the Peak Rates Era

With the Fed projecting rate cuts later this year, you may be wondering what moves to consider today.

Annuities

How Charitable Gift Annuities Work

Charitable gift annuities are in the philanthropy spotlight thanks to the SECURE 2.0 Act. Schwab wealth expert Susan Hirshman explains how they work.

Annuities

The Case for Income Annuities When Rates Are Up

Payments from income annuities are at their highest levels in a decade. Here's what that means.

Annuities

5 Ways to Use Annuities in Your Estate Plan

If you have an annuity you no longer need, consider these five ways to deploy the extra income in your estate plan.

Retirement Income

How to Structure Your Retirement Portfolio

A guide for picking the right mix of investments to help you reach your goals.

Annuities

Fixed Indexed Annuities in Your Retirement Portfolio

Fixed indexed annuities can offer those in or near retirement a balance of security and potential growth. Let's explore what they are and how they work.

Annuities

4 Questions to Ask Before Buying an Annuity

Annuities can be beneficial for turning some of your savings into guaranteed income. Consider these questions before making a decision.

Important Disclosures

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including loss of principal.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Investing involves risks, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss. With long options, investors may lose 100% of funds invested. Covered calls provide downside protection only to the extent of the premium received. Please read the options disclosure document titled "Characteristics and Risks of Standardized Options." Supporting documentation for any claims or statistical information is available upon request.

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