Planning & Retirement

Prepare for financial milestones and events

Financial planning

How to Maximize Travel Points

The Points Guy shares tips for making the most of your travel perks.

June 14, 2024

The Future of Cybercrime

Artificial intelligence is quickly reshaping cybercrime. Here, two cybersecurity experts discuss the future of internet fraud and what individuals can do to keep their data safe.

June 14, 2024

Helping Young Adults Thrive

Schwab wealth strategist Susan Hirshman offers tips for helping young adult children become financially independent.

June 14, 2024

College and education

529 College Savings Plans

The 529 savings plan provides several tax advantages when used for education expenses.

June 14, 2024

College Custodial Accounts

Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.

March 27, 2024

Costly College-Saving Mistakes

A 529 college savings plan offers many advantages, but it can come with some potential pitfalls. Here are five mistakes to avoid.

March 05, 2024

Estate planning

Storing Estate Documents

Keeping up-to-date records of important documents in an accessible place is essential to effective estate planning.

June 14, 2024

Life Insurance and Your Estate

Adding life insurance to your estate plan can help give your heirs flexibility in the future.

June 14, 2024

Protecting Your IP

Artists, inventors, and other creators may have valuable intellectual property (IP) that must not be overlooked in estate planning. Here's how to identify, value, and incorporate your IP into your estate plan.

June 14, 2024

Saving for retirement

4 SECURE 2.0 Act Takeaways

The sweeping new law will continue to be implemented over the next few years. Here are four areas in which your retirement savings could benefit.

March 08, 2024

Allocating Portfolio Assets

As you progress through your retirement investing journey, consider altering your asset allocation by age as your time horizon, investment goals, and risk tolerance change.

March 05, 2024

Retirement Savings Tips

Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.

February 23, 2024

In retirement

Life Insurance and Your Estate

Adding life insurance to your estate plan can help give your heirs flexibility in the future.

June 14, 2024

2024 RMD Reference Guide

What's new with required minimum distributions? We cover the basics here.

May 14, 2024

Minimize Social Security Taxes

Many retirees are surprised to learn that Social Security may be subject to taxation. Here are four strategies to help minimize taxes when you're receiving benefits.

May 13, 2024

Tax planning

Gifting Appreciated Stock

A look at the potential tax advantages of gifting appreciated stock to new grads.

June 14, 2024

Agency Bonds for Extra Yield?

Federal agency bonds generally carry the same high credit rating as U.S. Treasuries, yet can sometimes offer slightly higher yields. Here's what to consider.

June 14, 2024

5 Questions for Gray Marriages

Getting married later in life raises a host of unique financial considerations. Here's what you can ask yourselves before you tie the knot.

June 14, 2024

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

Investing involves risk, including loss of principal.

Past performance is no guarantee of future results.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

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